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conta.vc

Global payments

How can I receive dollars in Brazil and use the money in reais?

If the payer can send digital dollars over a compatible network, you can receive them at the address conta.vc shows you. The amount is converted into your balance in reais and, after identity verification, can be used with Pix.

The path

From getting started to using it, without skipping a step.

  1. 01

    Open Receive in the app

    Choose the dollar flow and copy the address and network exactly as they appear. The address belongs to your conta.

  2. 02

    Send the instructions to the payer

    Share the address, the currency, and the network. Confirm all three before the first payment; the wrong network can make the funds unrecoverable.

  3. 03

    The payment arrives and is converted

    The flow converts the digital dollars you receive into your balance in reais. You don’t need to keep a second account in dollars.

  4. 04

    Use the balance in Brazil

    Once your identity is verified, the balance can be sent by Pix. Before verification, the dollar flows are still available, but Pix isn’t.

The payer needs to send digital dollars

conta.vc doesn’t provide a US bank account, an IBAN, or ACH details. It receives compatible digital assets at the addresses shown in the app. This works well when the client, platform, or company can already pay from a wallet.

If the payer can only make a traditional international bank transfer, you’ll need another service to receive that transfer. Making this distinction avoids promising a capability the product doesn’t offer.

You receive value you can use in reais

The digital dollar doesn’t sit idle as a second balance. When it comes in, it’s converted into your conta’s balance in reais. This design reduces the number of currencies and screens a person has to manage day to day.

Check the exchange rate and the net amount in the app before confirming any transaction. Dollar transactions carry the product fee shown on screen; conta.vc doesn’t charge for Pix transfers.

  1. SenderCompatible wallet
  2. What arrivesDigital dollar
  3. Your balanceIn reais
  4. Local usePix after verification

A simple flow for international work

For freelancers and service providers, the flow can replace the combination of a wallet, an exchange, and a separate account used only to convert the payment. The client sends to the address provided; the professional tracks its arrival in the app and uses the balance in reais.

conta.vc takes care of moving the money, not tax obligations or issuing tax invoices. Service providers remain responsible for documenting their income and following the rules that apply to their own case.

Network and address must match

Digital asset addresses don’t work like a universal Pix key. The network the sender chooses must be the same one shown in the app. Always copy the current instructions, and make a small first transfer when the payer or the process is new.

conta.vc can’t undo a transfer confirmed on a public network. The same property that makes transfers verifiable also makes it essential to be careful with the destination.

Makes sense for

When Conta is a good fit

  • Freelancers and service providers paid via wallet.
  • People who receive USDC or another digital dollar the app supports.
  • People who want to turn what they receive into a balance they can use with Pix.
  • People who’d rather not manage a wallet and an exchange separately.

Product limits

When to look for another solution

  • Receiving a salary by ACH, wire, or direct deposit into a US bank account.
  • Keeping a dollar bank deposit inside conta.vc.
  • Receiving a currency or using a network that doesn’t appear in the app.
  • Replacing individual accounting, tax, or foreign exchange advice.

Official sources

You don’t have to rely on the summary alone.

The help center records the product’s rules. The public documentation shows custody, rails, data, and failure scenarios, with the technical detail worth verifying.

Straight answers

Frequently asked questions

For other questions, see the full help center.

Does conta.vc provide US bank details?

No. Payments are received through digital asset addresses on the networks the app shows.

Are the dollars kept in your conta?

Not as a second balance. The amount received is converted into your balance in reais.

Do I need to verify my identity to receive payments?

The dollar flows are available before verification. Verification is required to unlock Pix transactions.

Is there a fee to receive digital dollars?

Dollar transactions have a 2.5% fee, shown in the flow. Also check the exchange rate and the net amount before confirming.

Ready to use

Open your conta and check each step before you confirm.